Mindblown: a blog about philosophy.
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Boost Your Chances With Mortgage Pre-Approval | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
A mortgage pre-approval defines your loan eligibility and secures a rate for up to 120 days. Start by choosing a lender—shop around to find the best rates and mortgage options available.
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Down Payment Tips for Home Buyers | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Down payments are a crucial part of home buying success in Canada, beyond just mortgage rates.The minimum down payment in Canada depends on the home’s price and your province of purchase.
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Navigating the seller’s market
A Seller’s Market in Leduc has been ongoing since mid-2020, giving sellers an advantage with quick sales and higher prices. To succeed as a buyer, work with a knowledgeable local Realtor, be a prepared buyer, stay informed about the market, move quickly but avoid risks, present a winning offer, and be ready to pause if…
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New Mortgage Rules Aim to Ease Homebuying Stress | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
The government introduced 30-year amortization periods for all first-time buyers and new builds starting December 2024. Insured mortgage caps will rise to $1.5 million, making high-value homes more accessible for buyers.
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How to push for the lowest mortgage rates in a high interest rate world
Mortgage shopping is becoming more challenging due to delayed interest rate cuts and decreased competition. It's crucial to research, negotiate rates, and be cautious of low-rate offers with hidden costs. Finding the best deal requires thorough comparison, understanding mortgage types, and seeking transparent advice from brokers. Continue to full article
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Things Homeowners Should Check in Winter | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Protect Pipes: Insulate exposed pipes to prevent freezing and bursting during cold weather. Seal Air Leaks: Check windows, doors, and outlets for gaps to save on heating costs.
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How Canadians Can Find The Best Mortgage Rates
To secure affordable property in Canada, compare mortgage rates from various lenders based on market trends. Understand how inflation, global economy, and Bank of Canada's decisions impact rates. Improve credit score for better rates, consider different mortgage types, negotiate terms with lenders, and factor in additional costs like closing fees. Seek advice from financial counselors…
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Is the Bank of Canada Pivoting on Interest Rates? | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
The Bank of Canada reduced its key rate by 50 basis points in Early-Q4. Council members agreed a larger rate cut was justified to counter economic softness and weak growth.
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Canada Ends Stress Test for Mortgage Switches | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Canada ends mortgage stress test for uninsured borrowers switching lenders during renewals. The change aims to correct imbalance between insured and uninsured homeowners at renewal time.
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First-Time Home Buyer’s Guide: 10 Steps For Buying Your First Home
Buying your first home requires careful preparation, especially with high housing prices in Canada. A down payment typically ranges from 5% to 20% of the home's price, with additional costs like closing fees, home inspections, and property taxes. First-time buyers can access various incentives, such as the First-Time Home Buyers Incentive and the RRSP Home…
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