Mindblown: a blog about philosophy.
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Pros & Cons of Canada’s Extended Mortgage Amortization | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
The federal government is extending mortgage amortizations to 30 years, providing more flexibility for homebuyers nationwide.All homebuyers, regardless of their background or planned home design, will be eligible for the 30-year mortgage.
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How Much Will the Bank of Canada Cut Rates? | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Analysts expect a 0.25% cut in both October and December meetings. The US Federal Reserve's recent jumbo rate cut may push the Bank of Canada to consider a larger 50-basis-point reduction.
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Tips for Buying a Fixer-Upper and Turning It Into Your Dream Home
Buying a fixer-upper can be exciting yet challenging. It's essential to assess the property's potential, focusing on location, structural integrity, and layout before purchasing. A strategic renovation plan should prioritize critical repairs over aesthetic changes, and understanding when to DIY versus hiring professionals is crucial. Personal touches, including color schemes and landscaping, can transform the…
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Mortgage Hope Is on the Horizon for Canadian | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Canadian inflation returning to the 2% target is a positive signal for mortgage borrowers. The US Federal Reserve's recent rate cut may influence Canadian mortgage rates favourably.
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Should You Split Your Mortgage? | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Splitting a mortgage balances flexibility and risk avoidance, combining fixed and variable-rate portions. The key benefit is mitigating interest rate volatility by securing part of the loan at a fixed rate.
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Selling in 2025? 6 Must-Haves for Your Home | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Updating your kitchen with quartz countertops and smart appliances significantly enhances resale value. Adopting a neutral color palette makes your home more appealing to potential buyers and feels modern.
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Own your future: Your step-by-step guide to homeownership
Many Canadians find the home buying process stressful and frustrating. To start, save for a down payment and other expenses like taxes and fees. Determine your budget using tools like TD’s Mortgage Affordability Calculator. Get pre-approved for a mortgage to know your options. Find a realtor who understands your needs and market trends. Schedule showings…
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Today’s Best BMO Mortgage Rates
Current mortgage rates from the Bank of Montreal (BMO) are updated daily, with the prime rate recently lowered to 6.45%. BMO offers both posted and discounted rates, with the latter typically being more favorable. Borrowers can choose between fixed and variable rates, each with its own advantages and risks. To secure the best rates, it's…
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Budget-Friendly Backyard Tips for Fall | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Fall is the perfect time to enhance your backyard for year-round family activities and enjoyment.Cleaning flower beds and adding mulch helps retain moisture and prevents weeds in your garden.
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Alberta Raises Land Transfer and Mortgage Fees | Tailored mortgage solutions to secure your dream home, start your process online with Mandeep Maan at breezeful Mortgages
Alberta government raised land transfer and mortgage registration fees effective October 20. Land transfer fees increased from $2 to $5/$5K property value.
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